Fraud on the Internet: how not to fall for the bait?

Forewarned is forearmed. Therefore, in order to protect yourself, it is necessary, first of all, to find out what are the methods used by Internet scammers to deceive trusting users?

Method number 1

On an equal footing scammers offer to earnmillions. What is needed for this? Just get them a miracle program that is able to generate pin-codes of plastic cards, for example, or codes of credit card replenishment.

In fact, of course, the program offered by scammers does not do anything like this. At best, it is a random number generator, and at worst - some computer virus.

Another version of this method isprograms-hackers or interceptors of information. Scammers can even write such a convincing instruction to the program that an uninitiated user will find it effective.

Of course, experienced hackers do writefor themselves such programs. However, firstly, hacking is illegal. And secondly, it is worthwhile to think: why does a fraudster offer such a "gold mine" to other users?

Method number 2

Scammers offer the user to earn on viewing advertising: click on banners and get paid for it. This is not crime, but it will not be possible to earn a lot of money in this way.

To enable the user to withdraw earnedmoney from the system, scammers offer him to buy from them "know-how" for a certain amount. But since initially no one was going to pay anything to the user, then, of course, no "know-how" can be.

Method number 3

"Magic Wallets" - good old wayInternet fraud. The user is offered to transfer small amounts to certain electronic wallets and then get their money in double size. Trustful user in a fit of excitement sends each time an increasing amount, but back no more money gets.

In the second version of the "magic wallets"scammers offer to "ruin the system", transferring to the wallets only small amounts. Naturally, there is no "system", swindlers simply take their money.

Method number 4

Some scammers are too lazy to invent sophisticatedscams. And they are just begging for money on the Internet. The requests of fraudsters can be very different: from simple, like "give on beer", to tearful stories about unfortunate fate.

As a rule, similar stories - pure waterfantasy. You can even give the author a few cents for a writer's talent and a couple of minutes of healthy laughter. However, scammers resort to a more vile deception. For example, they are asked to transfer money for the treatment of a sick child or to help orphans and homeless people.

It is important for users to remember that information aboutreal charitable actions and their organizers is in the open access, there are special charitable accounts in the bank, and not electronic purses.

Method number 5

Insolent blackmail and threats. The user receives a letter from the "administration" of the payment system, social network or other resource, which refers to the urgent need to pay a certain amount. Otherwise, the user is threatened with blocking his account.

It is also possible that users are asked to send their registration data to a certain address, including the login and password from the account.

Method number 6

Phishing. The user receives a letter with a request to log into their account on the site of the payment system and gives a link for the transfer. However, when clicking on this link, the user does not go to the site of his payment system, but to a very similar forgery.

By entering their data on this site, the usersees an error, after which it is automatically redirected to this site. Meanwhile, the data that was entered into the form, have already gone to the scammers. After a while, money disappears from the user's account.

The address of a fake website always contains in itsdomain name some kind of error that distinguishes it from this site. Therefore, in order to recognize such fraud, it is necessary to be extremely attentive to the various requests to enter your data.