How much money to give to the child?

The question is, in fact, not an easy one. Give too much money - the child can spend it on something unnecessary or even harmful. Give too little - he will feel hurt compared to peers. How to find the golden mean? How much money to give a child for pocket expenses, so that everyone is happy?

There are different opinions about this, inIn some countries, the size of pocket money for children of different ages is even legislated. We have such legislation, unfortunately (or fortunately) yet, so parents have to decide for themselves how much money to give the child. The amount of money issued for pocket expenses is affected by several factors.

First, determining the amount of pocket money, you need to take into account the financial situation of the family. Paradox: parents with an average and small income often give their children more money than wealthy parents, because they are afraid that their child will in some ways be "worse" than their peers. This is commendable, of course, but it is worthwhile to soberly assess its capabilities. The allocated amount should be enough for a child to eat at school, travel by public transport and other daily expenses, but at the same time, it should not significantly "beat" the family budget. It is important to explain to the child why you can give him exactly that amount of money.

Secondly, the size of pocket money depends on the ability of the child to dispose of them. Here the age of the child plays a role and its character. It is logical to assume that a teenager will manage money more rationally than a first-grader, simply because he is older. But all children are different: someone already knows how to spend money with the mind in the lower grades, and someone at the age of 16 will litter money to the right and to the left. Before issuing pocket money, it is worth talking to the child, explaining to him that he is responsible for his expenses. But do not scold him for unplanned purchases, instead it is worth discussing with him the importance of the correct distribution of his small "budget".

Thirdly, the amount issued for pocket expenses depends on how much pocket money children give their peers. But do not overestimate the importance of thisfactor a. On the one hand, it is useful to know the "average" amount that the classmates of a child receive in order to know what to orient themselves on. On the other hand, there is no need to try blindly "reach out" to a certain standard. If your family budget does not allow you to give the child the same amount of money as his peers receive, try to explain to him the difficulties of your financial situation and emphasize that money is by no means a measure of love and prestige.

Than it is not necessary to be guided, deciding how much money to give to the child? When determining the amount of pocket money for your child, you can not:

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  Trying to make up for the deficit of attention with money. Often busy parents give children more money for pocket expenses: "I can not spend more time with the child, so I will give him more money." So you can not do it - love can not be replaced with money.


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  Use pocket money as a means of punishment. The amount issued for pocket expenses should remain unchanged regardless of the behavior and performance of the child. Restriction of the child in money is by no means the best educational measure.


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  Do not take the child "surplus" money. If he spends not all pocket money - this isdoes not mean that he does not know how to dispose of them or that you misjudged his expenses. Just a child can save - and this quality should be encouraged, not punished.

As you can see, there is no universal answer to the question "How much money to give to a child?". The best assistant in this business is common sense. Evaluating the financial situation of the family and the child's ability to manage money, you can probably determine the optimal amount of pocket expenses for a week.

And remember that pocket money is not just a promotion. You should not just give your child pocket money, but also teach him how to manage, plan your budget. The earlier a child learns to correctly handle finance - the easier it will be for him in adulthood.